The new technique of credit card fraudulent bank card will be able to instantly complete copy-running man20130526

The new technique of credit card fraudulent bank card you can instantly complete copy of Modern Express News (reporter Sun Xuhui) recently, Suqian police cracked a large found stolen brush bank card case, different from the traditional fraudulent bank card crime, criminals have begun to adopt new technology, and in the POS machine, the customer credit card consumption at the same time, the bank card information and passwords are criminals, impossible to guard against. Modern Express reporter learned that, recently, Suqian police arrested 16 suspects, they commit crimes through this method, involving more than 1000 yuan, involving 200 cases of the country’s 18 provinces and cities, a total of more than 60. Bank card did not leave the body, but the money was stolen brush, March 1st this year, Suqian two Citizens Bank card stolen brush. 5 cases of the same type occurred in the second day. Ms. Shi, who runs a stationery store in Suqian, recalls the experience of her stolen brush. "SMS" shows, the first in a sporting goods store in Dongguan consumption more than 19 thousand. Second short message shows, consume more than 10 thousand in Fujian." Ms. Stone is not understood, in consumption occurred the same day, he did not travel to the places of consumption, bank cards are closely with their own bank card consumption, until it receives a prompt message, she didn’t know, bank card has been the only score brush. "Card has been on the body, how stolen brush, surprised."." Modern Express reporter learned that, 6 days before and after the time, 8 consecutive cases of such cases in Suqian, involving more than 620 thousand, consumption locations are in the field. Police locked 16 suspects, involving tens of millions of cases caused by the police attaches great importance to the rapid establishment of the task force to investigate. The police found that although the 8 victims did not know each other, but from the bank card credit card records found, of which two bank card before the incident in the same POS machine in a local barber shop on the brush, and the 3 victim’s bank cards before the incident with a POS at a local restaurant. Brush. Police further investigation found that the two POS machines are handled by the same person, and before the incident, he was in the name of upgrading temporary recovery. The barber shop owner said that the POS salesman claimed to be the representative of the third party payment agency, selling this POS machine at a low price. The police also tracked the stolen funds flow, found that the 8 cases stolen funds were removed in Guangdong, Dongguan, Huizhou, Shenzhen. And the withdrawals showed that the money was taken by the same group of people. Police investigators also found that the salesman who sold the POS machine had contact with the teller. After investigation, these suspects to sell POS machine as the shield, engaged in trading credit cards, trading identity information, to the suspect withdrawals and bank card theft and other activities. Finally, the police arrested 16 suspects, involving more than 1000 yuan, involving more than 200 cases of 18 provinces and cities nationwide. Secret: POS small module installed in the machine, instant replication card case, the suspect first modified POS machine free recommended to merchants use, and then in the name of upgrading and other POS machines will be temporarily recovered, acquisition of stolen other bank card.

揭秘盗刷银行卡新手法 刷卡瞬间就能完成复制   现代快报讯 (记者 孙旭晖)近日,宿迁警方在破获一起特大盗刷银行卡案件时发现,与传统的盗刷银行卡犯罪不同,犯罪分子已开始采用新技术,在POS机上做手脚,顾客刷卡消费的同时,银行卡信息以及密码都已被犯罪分子获得,防不胜防。现代快报记者了解到,近日宿迁警方抓获了16名嫌疑人,他们通过这样的方法作案,涉案金额1000余万元,案件涉及全国18个省市共200余起。   银行卡没离身,钱却被盗刷了   今年3月1日,宿迁市两名市民银行卡被盗刷。第二天又发生同类型案件5起。在宿迁经营一家文具店的石女士回忆自己被盗刷的经历。“短信上显示,第一笔在东莞一个体育用品店消费1万9千多。第二个短信显示,在福建消费1万多。”   石女士很不理解,在消费发生当天,自己并未前往这两地进行消费,银行卡也与自己寸步不离,直到收到银行卡的消费提示短信,她才知道,银行卡已被刷得分文不剩。“卡一直在身上,怎么就被盗刷了,感到很诧异。”   现代快报记者了解到,前后6天时间里,宿迁连续发生8起这样的案件,涉案金额超过62万,消费地点均在外地。   警方锁定16名嫌疑人,涉案金额上千万   案情引起警方高度重视,迅速成立专案组展开调查。警方发现,虽然这8名受害人互不相识,但是从银行卡刷卡记录发现,其中两人银行卡案发前在当地一家理发店的同一台POS机上刷过,还有3名受害人的银行卡案发前在当地一家茶楼的同一台POS机上刷过。   警方进一步调查发现,这两台POS机是由同一人办理,而且案发前都被他以升级名义短暂取回。涉案理发店老板表示,这名POS机推销员自称是第三方支付机构的代表,低价推销这款POS机。   警方同时追踪被盗刷资金流向,发现这8起案件被盗刷资金都是在广东惠州、东莞、深圳被取出。而取款录像显示,这些钱都是同一伙人取现。办案民警同时发现,这名推销POS机的业务员曾与取款人接触。   经过调查,这些犯罪嫌疑人以推销POS机为掩护,从事买卖信用卡、买卖身份信息、给犯罪嫌疑人取款以及银行卡盗刷等活动。最终,警方抓获嫌疑人16名,涉案金额1000余万元,案件涉及全国18个省市共200余起。   揭秘:POS机里加装小模块,刷卡瞬间完成复制   案件中,犯罪嫌疑人先将改装过的POS机免费推荐给商户使用,随后又以升级等名义将POS机短暂取回,采集已盗取的他人银行卡信息,再利用从网上购买的写卡器、写卡软件及空白信用卡对他人银行卡进行复制盗刷。   宿迁市公安局刑警支队支队长李庆峰介绍说:“他公开给你提供POS机使用,然后给你返点,商家看起来能得到一点好处,其实他的目的是盗取客户信息。”   与以往银行卡盗刷案件不一样的是,这起案件中,犯罪分子无需采用传统的偷窥、掩藏的方式偷天换日,而是通过拆装 POS 机植入一个小模块,就能堂而皇之地在消费者面前就将银行卡数据复制、窃取。   办案民警介绍说,在你刷卡和输入密码的一瞬间,你的银行卡轨道数据和取款密码全部被模块采集了。犯罪分子复制的空白磁条卡,其实就成了你的银行卡克隆卡,你所有信息都在这个空白卡里。他能拿这个空白卡去自动取款机取款、刷卡,取的就是你自己的钱。   案件中犯罪分子采用的手法,让一般磁条卡难以防范,而芯片卡信息虽然也会被窃取,但是由于复制难度大,因此安全系数相对较高。犯罪嫌疑人贡某坦言,只要在机器上一装,纯磁条卡基本上难以防范。   办案民警指出,当前部分POS机发放过程中,实名制执行不力,给犯罪分子转移赃款、提现提供了便利。事实上,按央行相关规定,商户申请 POS 机需要提交相关手续,经审核合格后才可以办理。但现实中的 POS 机市场却远比想象中的混乱。主要涉及两个方面,一是前端采集信息的时候,用的改装POS机都是非实名制的,为了规避侦查;二是复制成伪卡之后,为了规避侦查,他不会直接拿伪卡取款,而是用第三方支付机构的pos机通过刷伪卡的形式把钱转到用于取现的POS机绑定的银行卡上面,再拿到取款机上去取。这个案件发现的情况就是,复制成伪卡后,用来刷卡的POS机全部都不是实名制的。   同时,办案民警特别提到,POS机通常必须具有“拆机自毁功能”。然而本案中,犯罪嫌疑人使用的联迪 E550 型 POS 机竟然可以被打开进行改装,给犯罪嫌疑人可乘之机。而这种型号的 POS 机在市面上仍然大量存在。相关的主题文章: